I Won The Lottery!

paying down credit card debt is freedom

I can’t even believe I am able to say this…FINALLY!

I won the freaking lottery!! 

It wasn’t the big one. None of that unbelievable $360 something million dollars but I did win a huge chunk of change with five numbers! 

It’s been a really strange week trying to make sure I have all my ducks in a row and that I do not go overboard with it.

It’s life changing but it’s not like I’ll be able to retire and live on the beach in a multi-million dollar home. I’m still going to be here in Ohio and teaching in the fall. I do have a plan though.

I always have a plan! For once, this one can actually work.

1. Pay off all credit card debt. I’m at about $12,000ish right now. Boom! Gone.

2. Pay off student loan debt. I’ve got a nice chunk of change there thanks to grad school. I’ll pay that off as well!

3. Pay my mom back. I think I’m going to give her about 25% because she truly deserves it. She’s helped me out so much. I’ll never be able to repay her back fully but I hope this helps.

4. Put 10% in a fund for each child. This is for them to use to go to college, buy a home or fund their dreams as an adult.

5. Put away a 6 month emergency fund that is easier to access.

6. Put away money to buy a used car, but not until this one dies. No use in getting rid of it now, I really love my car.

7. Take the kids to Disney World after I graduate in August! We are going to do it up right! They will be so excited!

8. Invest! Invest! Invest!

That’s it. I’m not buying a house or anything but I do plan to start saving for a down payment on a condo or something once I start teaching. I’ll be able to do that easier since I’ll be debt free.

I can not even begin to tell you the amount of stress that has left my body in the past week. It’s been truly amazing to sleep soundly knowing I don’t have to worry as much about our future.

What a dream come true! And it all begin with just $1.

What would you do if you won a small fortune?

 

And if you haven’t guessed already….Happy April Fools Day! ;)  

It was fun to dream for a moment!

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6 comments for “I Won The Lottery!

  1. April 1, 2013 at 11:42 am

    THAT IS FREAKIN’ AWESOME! Congratulations, Jessica – I’m so happy for you! I’m also very happy to hear that you have such a plan for the money….

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    • April 1, 2013 at 11:51 am

      Haha….i missed the LAST line. That’s what I get for reading blog posts at work huh?

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  2. April 1, 2013 at 12:04 pm

    Wow Jess! THIS IS SOOOO COOL!!! I’m really excited for you and totally think you deserve it. :) Your plan is awesome and it’s great you have everything planned out. It’s so nice to have debt hovering over you anymore. Woohoo!!!
    Carrie Smith recently posted..Monthly Progress Report: Quitting is for Winners

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  3. April 1, 2013 at 4:32 pm

    First , you have to play it to win. I haven’t played it in a long time. If I won, I would take a small ($100K) portion for a few things and invest the rest.

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  4. April 1, 2013 at 11:01 pm

    You actually got me there! That was the first April Fools day prank to actually fool me!

    If I won a small fortune, it would mostly go to college.

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