Yea, it’s been one of those weeks.
I had a Tuesday that I’d rather forget. Unfortunately, every time I go out to my car I’ll be reminded of just how completely NOT fabulous my day was. I was in a car accident and it was completely my fault.
If you look closely, you’ll see previous damage to Marquis Mark on the passenger side panels. That was from an accident prior to my owning the vehicle. He’s a beast! (You should see the other guy!)
That crazy day started with my oldest and I heading out to an appointment. We waited for a half hour before I realized that we were in the wrong office. I was rushing out to get over to the right office so we could salvage what was left of our 2 hour time frame. I was worried that I wouldn’t be able to hit the library because it was around the corner from where we were at that moment but once we got to the new office, we’d be too far away to hit it up. I’ve been trying to conserve gas due to very low funds and so my mind was racing.
I turned the corner and my water bottle fell into the area where the gas pedal was so I leaned down to grab it and when I looked up, I was headed for the path of a parked car. I slammed on my breaks but it wasn’t quick enough. I got the rear, driver side quarter panel of an Audi A6, breaking the rear wheel axle.
My son and I are ok. We both had a minor injury (the seat belt gave him a rub burn across his chest and the gas pedal scratched my foot when I was slamming on the breaks) and no one was in the other car. That is the only thing that really matters, I know.
But I can’t help feeling a bit loathsome.
I have car insurance so the other guy is covered. Unfortunately, I only have liability insurance so there’s no fixing my car.
I can’t help but focus on the money side of all this. I’m worried my auto insurance is going to increase. I now have a traffic citation to pay for (I haven’t bared to look up how much it is yet because I don’t have the means to pay for it this week.) and I have to figure out how to repair my broken lights so that I don’t receive further citations.
I know that if my insurance does increase, I’ll have options. I can compare discount vehicle insurance quotes online to find a better rate if I need to. I know that the courts will allow me a payment plan so that I can pay fine off over the next couple of months.
Anxiety is still right there hiding under the surface. I’m worried about money in general, I’ve been looking for work and so far nothing has materialized. But I need to get a new-to-me car fund up and running ASAP. I need to have an emergency fund again. Not having these things is making me very nervous. I can’t afford for anything unexpected to happen right now.
My Tuesday started out with an accident, was filled with anxiety and ended with the alcohol. It was definitely a two cocktail evening.
Wednesday has been better. I’m tackling some projects at home and pushing forward to find work and get things back on track here.
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Twitter: MommaBranam
I always feel jittery after being in a car accident. Don’t worry though, you have a plan. Just think about how much worse this would have been before you had a plan.
Lisa @ A Little Slice of Life recently posted..Weigh in Wednesday- Let’s get started!
Lisa @ A Little Slice of Life(Quote)
Twitter: hithatsmybike
Audi A6? Niiiiiice.
I mean not so nice now but really nice car.
Bridget recently posted..July 2012 Spending Recap
Bridget(Quote)
Glad that it was just minor and that everybody was OK. As you pointed out, that’s the important thing.
Money Beagle(Quote)
Don’t these things always seem to happen right when we’re struggling to make our situation better?
I used to work in an insurance office, and vividly remember a teenster who totalled her parents’ car. She rolled it because she was reaching for a cup of Coke that had spilled over on the floor.
I never reached for anything that spilled, after that.
You need to find out the amount of the ticket. Not knowing will not help you at this point — and not knowing will not make it go away. Knowing the amount will help you plan.
At least your car is still drivable. That helps!
So you pick yourself up, and go on…you can do this. One day at a time, if you have to.
Good luck.
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Cindy Brick(Quote)
Car accidents are never fun, especially if it’s got you worried about premiums going up. Any way you could preemptively call your provider and see what may or may not happen? I always feel like it’s better to know (good or bad) than to waste time worrying.
Elizabeth @ Broke Professionals(Quote)
Car accidents freak me out. I was in one when I was 7, and I was hit by a car when I was 16, and now I just dislike cars a lot. My mom always would say, “Don’t be silly. They don’t want a Cassi-print on their car.” She stopped saying that after I was hit.
I hope you can figure out a way to fix this without spending tons of money. Accidents suck, but you can get past this.
Cassi(Quote)
Being involved in an accident always frightening especially when you have a little one aboard. Often when individuals start using drugs they often disregard safety and you hear stories of DUI’s that kill innocent people and it’s tragic that people do this.
Thanks for sharing!
Mike Allan(Quote)